Property Wealth Planning

 

Do you know that you are sitting on a gold mine that can unlock an early retirement with passive income?

As a Property Wealth Planner, I often work with HDB owners, private property owners and commercial property owners to restructure their property portfolio. The purpose of this restructuring is to help my clients grow their wealth in a safe and systematic way. 

Watch this video to find out more.

Have you ever wondered?

 

"When can I upgrade?"

"How much income do I need?"

"Will I be over-stretched if I upgrade?"

Typically, my clients fell into the following categories. I have successfully helped them upgrade comfortably to private properties, create passive income streams and have a clear investment road map for the next 5 to 10 years.

FIRST TIME UPGRADERS

HDB, EC or condo owners looking to upgrade.

2ND property owners

Existing residential property owners looking to purchase a 2nd property for investment purpose.

multiple propertY

owners

Owners with multiple properties and want to review and restructure for better returns. 

COMMERCIAL PROPERTY INVESTORS 

Residential property owners looking to invest in commercial properties 

 

First Time Upgraders

I have worked with many HDB owners who looked for me with the intention to upgrade to a bigger HDB flat or condominium.

Our meeting often begins with an understanding of their needs and the lifestyle they are looking for. I will then do a detailed financial calculation including the CPF and cash proceed they will get back after selling their existing flats. I will also work with my bankers to do the In-Principal Approval (IPA) for their loan they can take and the monthly installment.

There are pros and cons of upgrading to a bigger HDB flat vs EC or condos. I will prepare a property investment roadmap for clients so they will have a good understanding of the mid-to-long term property investment plans before making a decision.

2ND PROPERTY OWNERS

It is many Singaporeans' dream to own a 2nd property for the purpose of passive income and capital appreciation.

When working with property owners looking to purchase a 2nd property, it is important to look into ways to help them save the Additional Buyer's Stamp Duty (ABSD). On top of that, there are also financial strategies that I will utilize to help them fund the downpayment and get the leverage that they need. 

Last but not least, I will help my clients to identify a property that is undervalued, and have huge upside potential in terms of capital appreciation and rental return.

 

Read more on my case studies:

Save on Additional Buyer's Stamp Duty (ABSD) using decoupling and part-purchase. 

 

MULTIPLE PROPERTY OWNERS

Multiple property owners are most concerned about structuring their property portfolio to get the maximum returns.

When working with multiple property owners, it is important to have a deep understanding of the different segments of the market so as to give sound judgement. 

Besides residential properties, I will also advise them to consider other asset classes like commercial properties. Offices and shophouses are good considerations.

 

COMMERCIAL PROPERTY investors

Besides residential property owners, I work frequently with commercial property owners too, particularly shophouse owners.

 

Many commercial property owners are not familiar with residential property investment. My understanding of both asset classes allows me to expand my clients' property portfolio and not be restricted to only one asset class.

As there are no Additional Buyer's Stamp Duty (ABSD) and Seller's Stamp Duty (SSD), many residential property owners also choose to invest in commercial properties instead of residential properties.

 

If you are interested to find out more, contact me and let's have a non-obligated chat.  

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©2020 by Navis Living Group

A Division of OrangeTee & Tie

Real Estate Agency Singapore

Contact: +65 985-777-14

430 Lor 6 Toa Payoh #01-01 

OrangeTee Building S319402